Selection Process
Dayton Habitat for Humanity considers three qualifications:
1. Need for Housing
You will be considered for a Habitat home if your present
housing is not adequate, and if you are unable to obtain adequate
housing through conventional means.
Lack of adequate housing may include problems with:
- the structure of the building
- the water, electrical or sewage service systems
- the heating system
- hazardous substances
- failure to meet city property maintenance standards
You may also meet the need for housing qualification if you are
living in an overcrowded or unaffordable situation. If you are
living in subsidized or transitional housing, such as Section 8,
you may qualify.
2. Ability to Pay
Since you will be buying your home from Dayton Habitat, you must
demonstrate an ability to make a monthly payment. This monthly
payment includes mortgage, property taxes, and insurance.
Family Income
Your annual income must fall within the range below based on your
family's size. You must have at least six months of stable income.
We do include non-work related income such as food stamps, child
support, Social Security, etc. provided you will receive that
income for the next two years.
2011 Annual Income Qualification Guidelines
| Family Size | Minimum Income | Maximum Income |
| 1 | $13,300 | $26,600 |
| 2 | $15,200 | $30,400 |
| 3 | $17,100 | $34,200 |
| 4 | $19,000 | $38,000 |
| 5 | $20,550 | $41,100 |
| 6 | $22,050 | $44,102 |
| 7 | $23,600 | $47,200 |
| 8 | $25,100 | $50,200 |
3. Willingness to Partner
Once you have been selected, you become a partner family. Partnership involves your ongoing contribution of sweat equity. This means that each adult in your family must complete 275 volunteer hours with Dayton Habitat. You can earn hours by building Habitat homes and attending homeowner education classes. Sweat equity is an important (and fun!) way to stay involved with the construction of your house and the Habitat community.
Overview of the Selection Process
- Complete a pre-qualifying questionnaire by calling (937) 586-0860 x21.
- Attend an informational meeting, usually scheduled twice a year. You will be mailed a letter with the date and time of this meeting as well as a preliminary application. Bring this application to the meeting.
- If you are eligible to continue after the informational meeting, you will attend a second interview and provide more detailed financial information.
- Our Family Services Department will review all the applications and determine if you qualify for a home visit.
- A home visit will be conducted to determine housing need.
- The Family Selection Committee will then review all information and determine if you are selected based on the three stated qualifications.
- Once selected, families are notified of class schedule and can begin earning sweat equity hours.
If you have further questions, please contact Family Services at
(937) 586-0860 ext. 21
